What is salary packaging?

Learn how you could reduce your tax and keep more of your pay.

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About salary packaging

Salary packaging, also known as salary sacrificing, is an ATO-approved benefit offered by Queensland Government employers. It lets you pay for some everyday goods and services before your tax is calculated. This minimises your income tax and maximises your income.

 

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Will salary packaging affect my tax return?
Do I have to work full time to be able to salary package?
Can I salary package if I have an education debt, such as HECS-HELP?
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Can I change things once my Queensland Government salary packaging arrangements are set up?

Important information

Salary packaging is only available to eligible employees of the Queensland Government as per the Standing Offer Arrangement QGP0065-21. The implications of salary packaging for you (including tax savings and impacts on benefits, surcharges, levies and/or other entitlements) will depend on your individual circumstances. The information in this publication has been prepared by Smartsalary Pty Ltd for general information purposes only, without taking into consideration any individual circumstances. Smartsalary Pty Ltd and the Queensland Government recommend that before acting on any information or entering into a salary packaging arrangement and/or a participation agreement with your employer, you should consider your objectives, financial situation and needs, and, take the appropriate legal, financial or other professional advice based upon your own particular circumstances. You should also read the Salary Packaging Participation Agreement and the relevant Queensland Government Salary Packaging Information Booklets and Fact Forms available via the Queensland Government Arrangements Directory. The Queensland Government strongly recommends that you obtain independent financial advice prior to entering into, or changing the terms of, a salary packaging arrangement.