Boost your take-home pay by salary packaging
SmartTM is a Queensland Government salary packaging provider. We’re here to help you make the most of what you earn, by sacrificing some of your before-tax pay in exchange for non-cash benefits.
Whether you’re full-time, part-time, or long-term casual, being smart with salary packaging benefits can really pay off.
Why salary package?
As a Queensland Government employee, you can salary package some everyday expenses – many of which you already pay for – and reduce your taxable income. This is also known as ‘salary sacrifice’.
What can you salary package?
There a number of different benefits offered across Queensland Government departments and agencies – what you can get depends on your employer.
All employers allow salary packaging of a car (called novated leasing). Other popular benefits are shown below.
Superannuation contributions for Queensland Government employees
Boosting your super savings with extra contributions is a powerful way to set yourself up for future wealth, while saving on tax now.
Portable electronic devices
Salary package a tablet, mobile phone or laptop (if it's mainly used for work)1. This lets you save up to 45% on the purchase or rental cost.
Everyday living expenses
You may be eligible to salary package a range of everyday living expenses such as mortgage, rent, bills and other items. The maximum value is $9,010 or $15,900 each Fringe Benefits Tax (FBT) year (1 April-31 March).2
Learn more at an education session
Smart offers live webinars which you can participate in online, to learn more about salary packaging and how it could work for you.
Salary packaging for Health employees
A 30-minute session explaining benefits and savings for employees of Queensland Health, Ambulance Service and Government Air.
Salary packaging for other QLD Government employees
A 30-minute session covering benefits and savings for those working in other departments and agencies (and QLD Health employees not employed by a public hospital).
Why choose Smart as your provider?
Smart is one of Australia’s most experienced salary packaging providers. For over 25 years, we’ve been making it easier for our customers to save.
Expect excellent service
Smart has more Customer Service Institute of Australia (CSIA) awards than any other Australian salary packaging provider. So you can be sure you’re in good hands.
We make things simple
We keep things streamlined and uncomplicated. From benefit selection to account setup and maintenance, we’re there to help.
You can count on us
We’ve partnered with the Queensland Government for over 10 years, helping thousands of employees benefit from salary packaging.
We're here to help
FAQs
Important information
Salary packaging is only available to eligible employees of the Queensland Government as per the Standing Offer Arrangement QGP0065-21. The implications of salary packaging for you (including tax savings and impacts on benefits, surcharges, levies and/or other entitlements) will depend on your individual circumstances. The information in this publication has been prepared by Smartsalary Pty Ltd for general information purposes only, without taking into consideration any individual circumstances. Smartsalary Pty Ltd and the Queensland Government recommend that before acting on any information or entering into a salary packaging arrangement and/or a participation agreement with your employer, you should consider your objectives, financial situation and needs, and, take the appropriate legal, financial or other professional advice based upon your own particular circumstances. You should also read the Salary Packaging Participation Agreement and the relevant Queensland Government Salary Packaging Information Booklets and Fact Forms available via the Queensland Government Arrangements Directory. The Queensland Government strongly recommends that you obtain independent financial advice prior to entering into, or changing the terms of, a salary packaging arrangement.