About Smart
We’re all about making life that little bit simpler and more rewarding, with a smarter approach to salary packaging.
What is Smart about?
Are rising living costs on your mind? Environmental concerns?
Our aim is to help you get the most from what you earn, by making it simpler to access the financial benefits of salary packaging and novated leasing. Our vision of a smarter tomorrow is a more sustainable Australia, where people can save more and do more, and electric vehicles are more affordable than ever before.
Benefits that work for you
We’re here to help hard-working Australians with market-leading products and customer-focused technologies. Everything we do starts with you.
Salary packaging made simple
From setting up benefits and managing ongoing expenses to buying and managing cars, we keep things uncomplicated. You’re supported by award-winning service and education – with an Australian-based call centre – and 24/7 access to our intuitive, user-friendly digital platforms and tools.
Experts you can trust
With 14 years’ experience providing salary packaging services to Queensland Government employees, we know the ins and outs of different industries, and we understand tax legislation and the impact of any changes that may affect you.
Helping maximise your pay
We’re here to help you reach your financial goals faster. Our calculators give you quick, clear breakdowns showing some of the best ways you could maximise your income, and you can sign up and start saving on income tax straight away.
At Smart, we help over 445,000 Australians reduce the tax they pay and enjoy more of their income.2
With more than 4,200 employers as clients, we’re one of Australia's largest salary packaging providers.3
Around Australia, over 74,000 cars are currently being driven through novated leases with Smart.2
How we give back
While the financial wellbeing of customers is our key concern, we also actively invest in the environmental and social wellbeing of the communities we serve.
Empowering Australian workers
Many of our customers work in the not-for-profit, health and education sectors. To assist their career development and financial wellbeing, we provide funding to clients supporting employee scholarship and recognition programs, awards, employee expos and events, and other initiatives.
Helping protect our environment
Our Carbon Offset Program is a partnership with Greenfleet, The Nature Conservancy and Carbon Positive Australia. Through it, our novated leasing customers are able to support investment in important environmental restoration projects to remove carbon emissions from the atmosphere.
Supporting local communities
Our goal is to help local communities thrive by providing grants where it can help make a difference. We support our First Nations youth through community-led programs to help the development of indigenous students with career support and mentoring.
Awards
Smartgroup1 has been consistently recognised for the way we add value for clients and customers and for our approach to business, with awards for service excellence, innovation and as an employer of choice.
Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA) 2021-2025
Service Champion in the Customer Service Team of the year (Medium) – Vehicle Sales Team 2023
Customer Service Team of the Year (Medium) - Vehicle Sales Team 2022
Inclusive Employer in 2023/2024 by Diversity Council Australia
Important information
Salary packaging is only available to eligible employees of the Queensland Government as per the Standing Offer Arrangement QGP0065-21. The implications of salary packaging for you (including tax savings and impacts on benefits, surcharges, levies and/or other entitlements) will depend on your individual circumstances. The information in this publication has been prepared by Smartsalary Pty Ltd for general information purposes only, without taking into consideration any individual circumstances. Smartsalary Pty Ltd and the Queensland Government recommend that before acting on any information or entering into a salary packaging arrangement and/or a participation agreement with your employer, you should consider your objectives, financial situation and needs, and, take the appropriate legal, financial or other professional advice based upon your own particular circumstances. You should also read the Salary Packaging Participation Agreement and the relevant Queensland Government Salary Packaging Information Booklets and Fact Forms available via the Queensland Government Arrangements Directory. The Queensland Government strongly recommends that you obtain independent financial advice prior to entering into, or changing the terms of, a salary packaging arrangement.
- Smartgroup refers to the group of companies wholly owned by Smartgroup Corporation Ltd, which includes Smartsalary Pty Ltd.
- Refers to clients across the various Smartgroup group of companies. See Smartgroup Annual Report 2023 available at Appendix-4E-and-2024-Annual-Report.pdf (smartgroup.com.au).
- As at September 2024. Refers to clients across the various Smartgroup group of companies.